Step 1
Start off with an image on one layer, and another layer filled black.
On the black filled layer, select Filter > Render > Fibres.
Set the variance to 23 and the strength to 17.
Step 2
Select Filter > Texture > Stained Glass and apply the settings on the left.
Select Filter > Sketch > Plaster and apply the settings on the right.
Step 3
Now select the Magic Wand Tool(W) and make sure the foreground is black, tolerance is set at 32 and contiguous is checked. Once selected, click on the black area on the droplets layer. This will select all the black and leave the droplets. now delete the selected by pressing the delete key on you keyboard.
Step 4
Deselect by pressing Ctrl+D and set the droplets layer to overlay and the opacity below 75%.
The last thing to do is add a Layer Mask and select the Brush Tool, make sure the foreground is black. With the appropriate brush size, erase the unwanted droplets.
